Editorial · Retirement Planning
Retirement Planning
Articles on retirement planning for Indian employees — pension scheme rules, income planning and pre-retirement preparation.
NPS at 60 — What Happens to Your Corpus at Retirement
The rules governing NPS withdrawal, annuity purchase and lump sum options are often misunderstood. This article explains what subscribers can expect at retirement age.
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How Much Is Enough — Understanding Income Replacement in Indian Retirement
Financial planners often reference a 70–80% income replacement target. What this means in practice, and how to estimate whether existing pension sources meet it.
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The Four Retirement Risks Most Indians Do Not Plan For
Beyond savings and pension amounts, four dimensions consistently affect retirement outcomes in India — and are rarely addressed in standard pre-retirement guidance.
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SCSS — A Guide to the Senior Citizens Savings Scheme
The Senior Citizens Savings Scheme offers quarterly interest income and is available from age 60. This article covers eligibility, current rates and what to know before investing.
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