Editorial · Government Schemes
Government Schemes
Articles on EPS-95, NPS, Ayushman Bharat, IGNOAPS and senior citizen schemes — eligibility, rules and official sources.
EPS-95 Pension: What Indian Employees Should Understand Before Retirement
How the EPS-95 calculation works, what the pensionable salary cap means in practice, and what to verify at EPFO before retirement.
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Ayushman Bharat PM-JAY 70+ — Who Qualifies and How to Check Eligibility
All Indian citizens aged 70 and above are eligible for health coverage under the AB-PMJAY 70+ expansion. This article explains eligibility, coverage limits and how to verify.
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IGNOAPS — The Indira Gandhi National Old Age Pension Scheme Explained
The IGNOAPS provides a central government pension to BPL citizens aged 60 and above, topped up by state governments. Many eligible individuals have not verified their entitlement.
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Senior Citizen Income Tax Benefits — A Full Breakdown for 2026
Higher basic exemption limits, TDS thresholds and Section 80D benefits apply to senior and super-senior citizens. This article explains what applies at each age bracket.
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