Disclaimer
Last updated: July 2026
Nature of Publication
Dividend for Retirement India is an independent informational publication. We are not a financial adviser, pension consultant, SEBI-registered entity, insurance company or any form of regulated service provider.
Articles and guides on this site are for educational purposes. They do not take into account your individual situation, contribution history, income or personal circumstances.
No Individual Advice
Content on this site:
- Is general in nature and not tailored to any individual reader
- Does not recommend or endorse specific financial products, investments or pension schemes
- Does not replace advice from a SEBI-registered investment adviser, pension expert or qualified tax professional
- Should not be used as the sole basis for retirement, pension or investment decisions
Sources and Accuracy
We reference official sources — EPFO, PFRDA, Ayushman Bharat, the Income Tax Department and India Post — but pension, tax and government scheme rules change frequently. Always verify directly at official sources before making decisions.
Illustrative Content
Examples, calculations and personal accounts mentioned on this site are illustrative, created for educational purposes. Unless expressly stated, they do not represent real identifiable cases. Pension amounts shown as examples may differ from actual entitlements recorded by EPFO or other authorities.
Sponsored Content
Some pages on this site may be labelled as sponsored or advertorial content. Sponsored status does not imply endorsement of any product, service or government programme. Editorial content remains independent of any advertiser.
Where to Go for Help
- For EPS-95 / EPF queries: EPFO helpdesk 1800-118-005 (toll-free) or epfindia.gov.in
- For NPS queries: npscra.nsdl.co.in
- For Ayushman Bharat: pmjay.gov.in or helpline 14555
- For senior citizen tax rules: incometax.gov.in
- For personalised financial advice: a SEBI-registered investment adviser